We all know that all guarantees are like clickbait titles. They’re too good to be true and offer less than they promised. These offers seem far-fetched, all except the one that David Howie, a licensed mortgage broker based in Serene South Lake Tahoe, California, offered, which is $1,000 if he couldn’t find a mortgage rate better for aspiring homeowners. Ever since that audacious guarantee, his company has skyrocketed and has never failed to deliver on their promise or lost in their wager.
David J. Howie currently serves people in California and has a solid commitment to customer satisfaction. With an excellent industry experience of over two decades, David brings a level of competence and customer satisfaction that makes him one of the top mortgage brokers in the region.
With a Master of Science degree in Financial Analysis at the University of San Francisco and years of first-hand experience in the housing and loans category, his company has always promised to give their clients the best rates they could find. “How do I guarantee the best rates?” says David Howie. “It’s simple. I’m an independent mortgage broker with access to wholesale rates, and I mark up my fees 50 bps to 100 bps less than everybody else does.”
It means that a property loan that costs $500,000 would carry a fee that would generally be anywhere between $2,500 to $5,000 less than most people in the industry. David J. Howie served as the Chief Financial Officer of a significant mortgage banker in the industry before becoming a mortgage finance broker, which gave him the advantage of knowing every nook and cranny of the world of finance. This unique experience provided a broad scope of the industry and, most importantly, in-depth knowledge of housing loans.
Many Americans dream of owning their own home or growing their financial portfolio by acquiring more residential or commercial property. Still, they are being hindered by the intricacies of the banking and loan systems available for the average buyer or investor. This existing pain point pushed people like David to take on the call to serve people by being a mortgage broker. As a result, they simplified acquiring real estate properties. They provided more access to knowledge and information to aspiring property buyers that would spare them from unnecessary expenses and, thus, save a significant amount of money in the long run.
Currently, David Howie runs iFinance Real Estate, a DBA of Aston Morley Real Estate services. Their strong collaboration has served tens of thousands of clients to access the best properties in California’s South Lake Tahoe area and match them with reasonable home mortgage rates. The company also serves clients in the surrounding area, including Sacramento, Placer, El Dorado, and other close-by California counties.
One of David’s core beliefs is that people deserve access to mortgage rates they can afford. The thought of millions of Americans struggling to make ends meet with monthly payments just because they couldn’t find the best deal is what burdens him every single day. That is why he made it his life’s mission to revolutionize homeownership by pushing the industry to provide buyers and investors with competitive and sustainable rates.
Learn more about David J. Howie by visiting his website and Facebook page.
